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As a free service to our users we have provided this extremely helpful and content rich radio show for you to tune into. Check back daily as the show is always being updated. Also, we would love to hear your feedback about the show. Let us know if this is helpful to you by clicking on the contact button at the top of the screen. Thank you for visiting and enjoy the show!

Inspired Real Estate and First Option Lending…A Consumer’s BEST Friends!

We are pleased to announce that Inspired Real Estate and First Option Lending have teamed up to provide all of our buyers with an option for a seamless and worry-free transaction. First Option Lending has become an icon in the Denver Metro area for offering the best rates, shortest closing times and superior customer service. It is because of these common values that we believe this will be a beneficial and prosperous partnership for years to come. Inspired Real Estate has been selected by First Option Lending to handle all new prospective buyers that do not currently have a Realtor working with them.  Inspired Real… Read More »

Has the Denver Market hit bottom?

Blog Author:  Martin Bengston, Realtor® Inspired Real Estate, LLC Often times when you turn on the news you might be bombarded with negative messages about the economy as well as the housing market. This might lead you to ask yourself “how is the Denver housing market compare with the rest of the nation?” The answer is really quite simple. Denver’s real estate market conditions are TERRIFIC! Colorado started to experience the mortgage meltdown almost a year earlier than the rest of the nation. This was due in part because property values were some of the fastest to rise in the… Read More »

Are You a Good Neighbor?

Are you one of the lucky homeowners who have great neighbors? Nothing can be better than living in a peaceful environment without conflict or disruption. Right? BUT! If you have ever been unlucky enough to end up in a “not so good” situation with a neighbor, you know that it doesn’t make life easy. Your home should be your Castle but if you’re not able to relax you won’t be able to enjoy it. Starting off on the right foot: • Be nice but keep your distance No one wants to be harassed by a nosy neighbor the moment they… Read More »

THE HIGHLANDS – NORTHWEST DENVER

Highland, or more commonly referred to as, ‘The Highlands’ is a northwest Denver neighborhood that has been seen as one of the hottest neighborhoods in Denver over the last 10 years. It has undergone drastic changes in the past few years. This neighborhood, in all its picturesque glory, is on the up-and-up. Highland is currently undergoing a housing revival with the construction of a number of new houses, condos and rentals in a variety of architectural styles.  Building interiors are characterized by their exposed brick walls, winding staircases and other whimsical attributes of Victorian architecture. They range from turn of… Read More »

Tight Economy Creates Fertile Ground for Scam Artists in 2011

Although Colorado’s economy has fared better than most of the country, the economic squeeze is still being felt here, as it is in much of the nation. Unfortunately, a tight economy increases many an opportunity for professional scammers who prey off feelings of consumer desperation. While it may be easier for scammers to find victims these days, a healthy dose of skepticism and a little bit of knowledge can keep you from getting caught in their net.  Let’s take a quick look at some of the most recent scams directed at homeowners. Mortgage Loan Audit Scams: The FTC calls it… Read More »

Four Tips for Buying a Home that Will Appreciate in Value…

When you are ready to purchase a new home, you need to consider not only the appeal of potential homes, but also how those homes will appreciate or depreciate in value over the time that you own the home.  There are a number of factors to consider when evaluating the future worth of your dream home. Knowing what to look for in your home search will allow you to reap the benefits of your investment in the future. Investment may seem like the wrong word to use when talking about a home purchase, but anyone who has purchased a home… Read More »

Achieving Balance in Buyer/Seller Negotiations…

During the home sale process, both the buyer and seller need to protect their interests.  In most cases, offers are fair and equitable. Sometimes, however, the offers are less than fair and careful negotiation can bring both parties to a point of satisfaction with the buyer’s offer.  The counter-offer is extremely important in this negotiation process. But how can the buyer and seller manage to strike a harmonious agreement that protects both sets of opposing interests?  The answer is that it depends. Negotiation is not a strong skill for most people, specifically when it applies to haggling over purchase prices… Read More »

Denver hangs onto No. 9 spot for jobs

Denver is again ranked No. 9 on the list of best cities for finding a new job, according to a report released Wednesday. The CareerCast.com/JobSerf Employment Index for December sandwiched Denver between New York and Philadelphia.  Washington, D.C., was the best city for finding a new job, followed by Boston, San Francisco, Seattle, Baltimore, Atlanta and Chicago. The index shows managerial hiring activity based on online job postings, and includes 30 metro areas. The number is tied to population. Overall hiring fell in December across the country, according to the index, but a 26-point bump in the index over December… Read More »

Factors to Consider Before Making an Offer…

Before you make an offer on a home, you obviously need to know what the home has to offer in terms of location, size, number of rooms and amenities.  If you are buying for the first time, you may not realize that you also need to pay close attention to the list of comparables provided by your realtor.  If you don’t have such a list, ask for one.  Also, find out how the homes in the same neighborhood are faring in terms of value and sales prices.  You can often find this information online,  and you can always ask your… Read More »

HISTORIC DOWNTOWN LITTLETON

Featured in 5280 Magazine as one of the Denver Area’s best 10 places to live, shop & work, Historic Downtown Littleton is easy to reach. It’s a short, 20-minute light rail ride from Downtown Denver or an easy commute by car along Santa Fe Drive. Downtown Littleton is one of the few remaining historic shopping districts along the front range where you can experience a true hometown atmosphere. With over 250 eclectic shopping, dining entertainment and service oriented businesses, you are certain to find just what you are looking for. These original, independent shops run the gamut of merchandise and… Read More »

How to Buy an Investment Property…

If you have decided that buying a rental property will help you improve your financial future, then you have already considered the pros and cons of becoming a landlord.  But are you adequately prepared to purchase your first investment property?  Do you know what to look for in an investment property? And do you know what features make an investment property as profitable as possible?  If not, don’t be alarmed. Many first-time investors find themselves asking the very same questions.  Fortunately, with a little thought and a lot of research, you can make a good decision and find the perfect… Read More »

Buying a Home with a High Resale Value…

When you decide that it is time to buy a home, there are dozens of things that you will need to take into consideration before you even start shopping around.  You need to know how much you can comfortably afford, and how much your lender is willing to let you borrow toward the purchase of a home.  You also need to know how much of a down payment you can have on hand when you find the home you would like to purchase.  Furthermore, you need to make sure that you are ready and willing to take on the many… Read More »

Are New Homes a Bargain?

Could a Brand New Home be a Bargain for You? In many areas, the housing market is hot for sellers right now. Mortgage programs abound for every type of borrower, and homes are in high demand.  What many people don’t realize is that in many Midwestern and Southern U.S. locations, new home builders have become overly zealous in recent years. Many new home developments have vacant homes just waiting for the right buyer.  Educated consumers realize that the sellers (builders) are desperate to sell these homes and recoup their building costs. After all, a home that sits vacant and doesn’t… Read More »

START GETTING READY NOW

The holiday season is a tough time to consider moving. Many people considering selling their home don’t want that disruption during the holidays and many buyers are too distracted and busy with holiday related activities to spend their weekends or evenings shopping for houses. However, there are things you should be doing now if you are considering buying or selling your home after the holidays. You may be busy, but your Realtor is probably not. Real estate professionals’ workload slows down this time of year. Perfect time to get some of your prep work done! Get a Comparative Market Analysis… Read More »

Avoid Home Buying Mistakes…

Shopping for a Home? Skip the Headaches! Many first-time buyers are unfamiliar with the process when they start looking for a home. Realtors know that the best clients are those who have done their research before starting the process of shopping for a home, because it makes the process much smoother and there are generally very few surprises.  Nothing is more critical for a buyer than being prepared for just about anything. This holds true whether you are planning to by a small one-bedroom home or a pricey gated home in a beachfront community.  Knowing how the buying process works… Read More »

Bennett Shares Stories of Struggling Coloradans to Make Case for Foreclosure Changes

Image via Wikipedia At Hearing, Bennet Presses Witnesses on Unnecessary Confusion, Difficulty of Modifying Home Loans Washington, DC – November 17, 2010 – (RealEstateRama) — Colorado U.S. Senator Michael Bennet today renewed his push to help Colorado families stay in their homes by pressing for more transparency and clarity and a new appeals process in foreclosures. In a Senate Banking Committee hearing, Bennet shared the stories of two Colorado families in danger of losing their homes to highlight the need for changes to the Home Affordable Modification Program (HAMP) and to how mortgage servicers handle foreclosure cases. “I’ve had 22… Read More »

Realtors(R) Give Thanks to American Troops and Their Families This Holiday Season

Image via Wikipedia MarketWire updated 11/24/2010 1:12:00 PM ET 2010-11-24T18:12:00 WASHINGTON, DC — As the holiday season approaches, the National Association of Realtors® is giving thanks to American troops. NAR will provide care packages and housing assistance to support soldiers and their families here in the U.S. and abroad. Two national charities will receive support from NAR — Operation American Soldier and USA Cares. “During this Thanksgiving and holiday seasons, the Realtor® family would like to recognize the tremendous sacrifice by our service men and women, as well as their families,” said NAR President Ron Phipps, broker-president of Phipps Realty in… Read More »

Consumers Point to Stronger Housing…

Image by woodleywonderworks via Flickr Consumers drive the housing market.  So when we see improvement in consumer behavior, it paints a prettier picture for housing. Retail Sales rose more than expected in October to post their largest gain in seven months.  The Commerce Department reported that total Retail Sales increased 1.2% which is the biggest increase since March.  They also upwardly revised last month’s data. This report follows the much better than expected Consumer Sentiment report published by Reuters/University of Michigan. They reported that their preliminary consumer sentiment index jumped to a reading of 69.3 in November compared to 67.7… Read More »

ATTENTION RENTERS! Don’t Miss Out!!!

Attention Renters: Are You Missing Out on More than Just Cash? Post this question to any homeowner who used to be a renter, and you’ll invariably get the response of “Yes!”  Sure, there is a time in nearly everyone’s life (college, newly married, etc.) when renting a home is much more cost-effective and convenient than owning a home.  But when you stop and think about how much money is wasted by people who consistently write large rent checks each month, you begin to see why long-term renting is generally a bad financial decision.  As with every rule of thumb, there… Read More »

First Time Home Buyers…

Everything First-Time Home Buyers Need to Know As you consider buying your first home, you undoubtedly have hundreds of questions about the process. These questions begin as soon as you start thinking about moving and continue far beyond the closing. What should I expect? How can I prepare? Am I ready to own a home?  These questions are perfectly normal and are to be expected from first-time buyers.  In order to make the home-buying process as easy and smooth as possible, you need to know exactly what to expect .  By reviewing the following information, you will be well prepared… Read More »

How to Haggle When Buying…

How to Haggle When Buying a New Home In today’s busy world, most people are not willing to haggle over prices.  Automobile manufacturers are rising to the challenge by offering no-haggle pricing on their mid-range products.  “Give the consumer the ability to make a large purchase simply, and you both walk away happy” seems to be the attitude that the auto industry is adopting. Considering that a car dealership was one of the last places where a buyer could haggle over pricing and features, people are losing the ability to haggle – period. What does this mean in the world… Read More »

Minimize or Avoid Your Down Payment!

How to Minimize or Avoid Paying a Down-Payment Today’s homebuyers, particularly first-time buyers, are looking for mortgage programs that provide convenience and flexibility.  One of the most commonly sought programs is the 100% financing, zero-down loan.  Lenders offer these loan programs, but it is truly buyer beware in most cases, because the lender may require PMI (private mortgage insurance) or other security measure and fees. If your income and credit will be accepted by a rental agency for an apartment, then you can get approved to buy a home with no down payment.  The reason that many people choose to… Read More »

Making an Offer on a New Home…

Making an Offer on a New Home It makes little difference whether you are a veteran home buyer or a first-timer.  When it comes time to make an offer on a home, how do you know that what you are offering is a fair price? And how do you know when the seller is asking too much? Realtors understand the frustration associated with determining the right amount for your offer.  There are many things to consider, and there really is no standard value calculation.  Consider that two identical homes on identical pieces of land, located on either end of a… Read More »

Home Buying During Winter…

Shopping for a Home in the Winter Many potential home buyers decide to buy in the winter. This seems like a bad idea to many people, but sometimes it is very wise to look for your next home when the snow is falling. Why? Well, the top reason is that you face less competition among potential buyers.  Most people spend the winter preparing for the holidays, celebrating and staying inside where it is warm.  When you look for a home in the winter, there is no doubt that you will be shopping among fewer buyers than you would if you… Read More »

How to Find YOUR Next Home!

How to Find Your Next Home Whether you are a first-time homebuyer or a seasoned expert, buying a home is a huge commitment in terms of time and money.  But, much more than that, the process of finding a home that perfectly fits your lifestyle should be fun. Realtors know that buyers who get excited while looking for a home are more successful at finding the right home for their lifestyle and tend to enjoy the process almost as much as the realtors do. Simplify the process of finding your next home by heeding these tips that will help you… Read More »

Finding Bargains in Foreclosed Properties

Finding Bargains in Foreclosed Properties Bargain hunters and first-time home buyers alike almost always have questions about the value of buying foreclosed homes. Realtors have access to listings of foreclosed homes being sold at prices that are extremely competitive in today’s housing market.  When realtors show potential buyers foreclosed properties, they should make every effort to convey the difficulties that a new home owner may experience once the sale is complete.  If you are considering the purchase of a foreclosure property that may be too large of a commitment for your lifestyle, a good realtor will be honest and share… Read More »

Property Disclosure Basics…

Property Disclosure Basics Historically, a buyer who made the decision to purchase a specific home assumed all of the risks associated with homeownership.  Those risks included things that they did not know about the home they were purchasing.  Thankfully, today’s buyers have learned from the past. Assumed risk continues, but ignorance has fallen by the wayside. To protect consumer interests, many states and localities have enacted laws requiring the current homeowner to complete legal disclosures about the property that is for sale. The actual contents of each disclosure form vary, depending on the area.  But generally, laws require homeowners to… Read More »

Home Inspectors’ Top Findings…

Home Inspectors’ Top Ten Findings As a buyer, you have probably heard over and over again how important a home inspection is in the home-buying process.  Home inspectors need to be certified and come with many good recommendations.  The security and health of your family depend on their attention to detail and ability to see things that are not visible to most other people. When you are preparing to purchase a new home, the information provided in a home-inspection report is critical for protecting your family.  Here are the top ten findings of home inspectors, and what can be done… Read More »

How Divorce Affects Your Sale…

How Divorce Affects Your Home Sale During a divorce, the couple’s marital home is one of the most pressing issues that needs to be addressed.  If the couple purchased the home with the intention of living there together, the end result is usually selling the home, unless one partner is willing to buy the other partner’s share.  Because divorce is an emotionally tenuous time, selling the family home is a challenging undertaking. The decision to sell a home and the details of the sale itself need to remain completely unemotional.  While this is often a difficult proposition in the middle… Read More »

Is Seller Financing Right for You?

Is Seller Financing Right for You? Seller financing can be a win-win situation for both the buyer and seller in a real-estate transaction.  As long as the contract is legal and both sides honor their obligations, both parties will find that seller financing is much less costly than traditional financing methods.  In most cases, there is no need for a traditional closing, unless the buyer is using proceeds from a mortgage loan to cover some of the home’s purchase price in addition to the seller financing. The Seller For the seller, offering seller financing is a great way to attract… Read More »

Sell Your Home in a Slowing Market…

Sell Your Home in a Slowing Market Any real estate agent can tell you that the best possible selling situation is one in which the home seller has to consider ten different bids, resulting in offers that far exceeding the home’s listing price. Unfortunately, sometimes the housing market is not quite so generous to sellers.  Nevertheless, when the housing market takes a dive, it doesn’t mean that the selling price of your home should do the same.  Even when the housing market in your area is not very favorable, it is still possible to get your asking price. In order… Read More »

Remodel Before Selling?

Should You Remodel Before Selling? Most consumers are tired of receiving mixed advice about prepping their home for sale.  Some realtors may advise you to simply slap on a coat of fresh paint, while others will advise you to replace your kitchen with a more modern and convenient one.  With all of this conflicting advice, how are you supposed to know what to do in order to successfully sell your home? Quite honestly, this is really a matter of opinion and what you think is the best decision for your situation.  For example, if you are considering selling your home… Read More »

How to Select an Agent…

Select an Agent to Sell Your Home in a Buyer’s Market First-time home sellers have limited experience working with real estate agents, other than the agent who helped them buy their current home.  For this reason, sellers sometimes do not fully understand the role of a listing agent. A listing agent has one primary responsibility: to market your home not to potential buyers, but rather to other realtors and agents who may have clients interested in homes like yours. Many sellers believe that because the listing agent places the home’s details on the Multiple Listing Services (MLS), his or her… Read More »

What are Sellers’ Costs?

What are Sellers’ Costs? Selling a home, very much like buying a home, can be an expensive procedure.  First-time sellers often do not realize the extent of the costs that they may face.  Educated sellers who have done their research are almost always able to significantly reduce the costs that they incur while selling their home. If you are selling your home with the intention of moving to another home or relocating to another city, the first step in the selling process is the same as the first step in the buying process: contact a mortgage lender for a loan… Read More »

Make Your Home Irresistible to Buyers

Make Your Home Irresistible to Buyers When selling your home is a priority, you need to realize that an ordinary home with ordinary features is not going to grab potential buyers’ attention.  You need to go beyond ordinary and make your home irresistible to every homebuyer.  White ceilings are always preferable.  If time is of the essence and you cannot paint entire rooms, quickly adding coat of white paint to the ceilings can make all the difference in the world. It’s always a good idea to have a clean kitchen, but when you are trying to sell a home you… Read More »

Steps to Follow When Selling Your Home…

Steps to Follow When Selling Your Home Whether you have accepted a job offer in another part of the country or have decided that it is time to move to a larger (or smaller) home, you will first need to sell your home.  Regardless of whether you have ever sold a home before, you will need to do some research and invest time before listing your home for sale.  Doing your homework will make you a more prepared and better educated home seller.  Your realtor will respect your willingness to be prepared, and buyers will be pleased to learn that… Read More »

Selling a Home in a Hurry

Selling a Home in a Hurry Sometimes, life circumstances are out of our control, leaving homeowners with no other alternative. They must sell in a hurry.  If you are among the many sellers who need to act quickly, your realtor will soon become your best friend.  Your realtor will assist you in hastening the paperwork process, completing important documents such as disclosure forms, and listing your home the minute you give him or her permission to do so. Your realtor can also help you pinpoint ways to improve the appearance of your home in order to attract more potential buyers…. Read More »

Successful Home Selling Guide

Successful Home Selling Guide When your goal is to sell your home hassle-free, there is one sure way to make that happen.  Believe it or not, the only thing that you need to do is to understand how the selling process works.  When you have this information, you know what to expect and when to expect it!  There’s nothing worse than being surprised by part of the home-selling process while you’re mid-stream. Making a mistake along the way could cost you a lot!  Here you’ll learn about the step-by-step journey through the home-selling process. The Decision You will face several… Read More »

How Much Is Your Home Worth?

As a homeowner, you have two important reasons for determining the true value of your home.  The first is so that you can sell your home.  The second is so that you can determine the amount of homeowner’s insurance that you need to carry. Regardless of the reason you want to determine your home’s value, the process is the same.  Hopefully this information will lead you on the path to discovering the true value of your home. Realtors know that, today more than ever, it is critical to place an accurate value on your home before listing it for sale. … Read More »

Three Tips for Increasing Your Home’s Value!

The best way to increase your home’s value before you sell it is to think like a buyer!  Think back to the time when you were shopping for a new home, or analyze your current experience if you are already looking for your next home.  As a buyer, what features did you look for?  What features attracted you to your current home and helped you to decide that it was the right one for you? When you think about the features that attracted you, remember that others will most likely find them attractive as well.  However, if you have owned… Read More »

MLS Tricks for Pricing Your Home

As a homeowner, you cannot afford to lose money on the sale of your home simply because you did not take the time to price your home according to its true value.  Under-pricing will leave you full of regret – and overpricing will leave you with a home that has not sold.  Home pricing is a balancing act, because you need to take into consideration not only the true value of the home, but also the local market conditions. Some simple techniques can help you determine the best listing price for your home. These are many of the same things… Read More »

Real Estate News and Discussion

Employers, give your workers some more money! By Allison Linn, senior business writer, from MSNBC.com,  Nov. 11, 2010 Here’s a crazy idea for reviving the economy: Give your workers a great big raise. Maybe it’s actually not that crazy. After all, it worked out pretty well for Henry Ford. John T. Landry, a contributing editor to the Harvard Business Review blog, proposed the idea in a blog post earlier this week. According to Landry, in 1914 Ford decided to double his workers’ salaries from $2.50 a day to $5. The move had the effect of making workers more loyal, and… Read More »

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